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hot water heater series parallel

Should Hot Water Heaters Be in Series or Parallel?

  • by Audrey Win

Most plumbers recommend water heaters to be connected in parallel because it delivers higher water output, prolongs the life of each water heater, and eliminates undue stress on a single water heater. It has been an age-old question for many homeowners building a new home.… Read More »Should Hot Water Heaters Be in Series or Parallel?

new construction home solar panels

New Construction Home with Solar Panels

  • by Audrey Win

You can install solar panels on a new construction home cost-effectively because you can incorporate the installation with the building process, saving you time and labor costs. There are many home builders who are starting to incorporate solar panels in their new builds, bringing energy-efficient… Read More »New Construction Home with Solar Panels

builders leave lights on new home

Why Do Builders Leave Lights On

  • by Audrey Win

Builders leave the lights on in new construction homes overnight because it helps to see if unwanted intruders are in the home. It offers security and safety for the new build, and anyone working on-site at night. A new construction home builder invests a lot… Read More »Why Do Builders Leave Lights On

How Long After Clearing Debt Can I Get a Mortgage

  • by Audrey Win

After clearing your debt, you will need to wait until your credit report is updated to get a mortgage. Every lender reports to the credit bureau at different times, but the general timeline is 30 to 60 days. If you are under a tight timeline,… Read More »How Long After Clearing Debt Can I Get a Mortgage

best places invest real estate canada 2023

Best Places to Invest in Real Estate in Canada 2023

  • by Audrey Win

The 2023 real estate market in Canada is showing signs of slowing down. In cities across the country, we’re seeing market slowdowns caused by the rising interest rates. While home prices remain high, the amount of bidding wars has dropped significantly. In cities like Montreal,… Read More »Best Places to Invest in Real Estate in Canada 2023

What is a Standing Order in Banking?

  • by Audrey Win

A standing order in banking is authorization provided by the account holder to the financial institution to make a one-time or recurring payment. It is also referred to as standing instructions. Most banks and credit unions will allow their customers to set up a standing… Read More »What is a Standing Order in Banking?

new construction home appraisal less purchase price

New Construction Home Appraisal Less than Purchase Price

  • by Audrey Win

If a new construction home appraisal comes in lower than the purchase price, the lender will require the borrower to increase the downpayment to cover the difference and lower the qualifying mortgage amount. When you are purchasing a new build home from a builder, it’s… Read More »New Construction Home Appraisal Less than Purchase Price

electrical upgrades new construction prices

Electrical Upgrades for New Construction Home (with Price List)

  • by Audrey Win

If you’re buying a new construction home; this list of electrical upgrades for a new build home will help you decide what to upgrade and what not to. A new build home can have hundreds of features to upgrade, which can make the process a… Read More »Electrical Upgrades for New Construction Home (with Price List)

fha loans in canada

A Complete Guide to FHA Loans in Canada

  • by Audrey Win

The Canadian equivalent of an FHA loan in Canada is a mortgage insured by the CMHC (Canada Mortgage and Housing Corporation). The FHA loan is a mortgage offered by lenders in USA, which is backed by the Federal Housing Administration. A mortgage is a type… Read More »A Complete Guide to FHA Loans in Canada

model homes smell good

How Do Model Homes Smell So Good?

  • by Audrey Win

Homebuilders use special perfumes with floral, rose, jasmine, or cherry blossom scents to make their model homes smell good. These scents have various properties that affect our emotions, hormones, happiness, positivity, and mood. If you’re like me, you’ve been inside model homes and wondered –… Read More »How Do Model Homes Smell So Good?

borrow money parents downpayment

Can I Borrow Money from My Parents to Buy a House

  • by Audrey Win

Yes, you can borrow money from your parents to buy a house. There are two options to borrow money from your parents – you can either receive a gift or a loan. A gift and a loan are not the same when borrowing money to… Read More »Can I Borrow Money from My Parents to Buy a House

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